Buying a House in Thailand: Prices in 2026

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Buying a House in Thailand: Prices in Rubles in 2026

In 2026, buying a house in Thailand is no longer something exotic. It has become a conscious choice for those who want a warm climate, the sea nearby, and a calm, comfortable life — without winter, gray skies, and endless expenses.


Some people buy a house for themselves and their family.

Some see it as a backup plan.


Others buy in order to rent it out and earn income in foreign currency.

Everyone asks the same question: how much does it actually cost in rubles, and what should you realistically expect? Let’s break it down calmly and without illusions.

Why More People Choose a House Instead of an Apartment in 2026

Condos are not for everyone. Over time, many realize they want more space and privacy.
A house in Thailand offers:

— a private yard or land plot;
— peace and no neighbors behind shared walls;
— comfort for families with children;
— the ability to live with pets;
— strong demand from long-term tenants.

This is especially noticeable in Pattaya and Phuket, where many expats live for months or years rather than coming “just for two weeks.”
View the full catalog of real estate in Thailand

How Much Does a House in Thailand Cost in 2026

Prices vary significantly depending on the region, neighborhood, and proximity to the sea. Below are realistic benchmarks buyers work with.

Pattaya and Surrounding Areas

  • Townhouses and houses in gated communities:
— from 6–7 million THB
Typically 2–3 bedrooms, gated security, a small yard. Often with a shared pool.

  • Full villas with private pools:
— from 9–12 million THB
Popular areas include East Pattaya, Huai Yai, and Pratumnak. Usually 10–15 minutes by car to the beach.


Phuket
Phuket is more expensive, especially in high-quality areas.

  • Houses and townhouses:
— from 10–12 million THB

  • Villas with private pools:
— from 15–20 million THB
Bang Tao, Rawai, Nai Harn, and Kamala remain the most in-demand locations.


Samui
Samui is chosen for its tranquility and more intimate lifestyle.

  • Houses and villas:
— from 8–10 million THB
Well-suited for both living and long-term rental.
Samui Thailand

What Is Usually Included in the Price

This often surprises buyers.

In Thailand, houses are typically sold fully ready for living.
The price usually includes:

— interior finishing;
— a fitted kitchen;
— built-in furniture;
— plumbing fixtures;
— air conditioners;
— landscaped outdoor areas.

You are not buying a “bare shell,” as is often the case in Russia.
You move in — and live.

How Foreigners Can Buy a House in Thailand

There is an important nuance to understand in advance.
Foreigners cannot own land directly.

However, the market has long established legal and practical solutions.

Main options:

  • Leasehold
Long-term land lease for 30 years with extension options (up to 90 years). This is the most common and safest option.

  • Purchase via a company
Suitable for high-end villas and investment purposes. Requires a lawyer and accountant, but has been used for many years.

  • House ownership + leasehold land
A combined structure often used in practice.

For most buyers, leasehold is a perfectly normal and secure solution when properly structured.

Additional Costs to Consider

Buying a house involves more than just the listing price.

One-time expenses:
— legal services and registration: from 50,000 THB
— registration fees: usually 1–2% of the property value;
— bank transfer costs.

Annual expenses:
— property tax: 0.02–0.1%;
— community maintenance (if applicable): 20,000–50,000 THB per year;
— pool and garden maintenance: 2,000–5,000 THB per month.

House Rentals and Real Returns

In 2026, houses and villas rent very well — especially in good locations.

Average rental rates:
— house without a pool: 40,000–60,000 THB per month;
— villa with a pool: 70,000–120,000 THB per month;
— short-term rentals: 4,000–8,000 THB per night.

With proper management:
— 6–10% annual returns in foreign currency;
— plus capital appreciation of the property itself.
Houses rent best to families and long-term expats.

Who Buying a House Is Best Suited For

A house in Thailand is usually chosen by those who:

— plan to live here for more than a few weeks;
— move with their family;
— want peace and personal space;
— see rental income as part of their strategy;
— want to preserve capital in foreign currency.

If your goal is comfortable seaside living, a house often makes more sense than an apartment.
Get the best offers in Thailand from $60 000

Frequently Asked Questions

Can I buy a house remotely?
Yes. Many transactions are completed remotely via power of attorney.

Do I need a visa or residence permit?
No. Buying property does not require residency status.

Is leasehold safe?
Yes, when structured correctly with legal support.

Do house prices increase?
Yes. In popular areas, prices grow by approximately 5–8% per year.

Conclusion

In 2026, owning a house in Thailand is no longer a luxury — it is a clear and practical lifestyle choice. With 20–30 million rubles, you can buy a full-fledged house or villa near the sea, with comfort and solid liquidity.

A house can be used in three ways at once:
to live in,
to rent out,
and to preserve capital.

We will select real houses and villas for you in Pattaya and Phuket, calculate rental returns, explain all legal aspects, and show what is truly worth buying in 2026.
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